What is identity theft and how we can help you to protect it?Identity theft is a robust criminal industry and we should realize that it could happen to us. Incredible amounts of highly confidential information are constantly flying through the air (wireless), phone lines, cable lines and thrown into dumpsters and shipped to the dump. Criminals have always gravitated to areas where they can easily make money illegally and now, we are confronted with highly skilled, even genius individuals that can pluck your identity right out of mid air. They dream up intelligent phishing methods for the internet and perform skimming of your credit card and debit card information with a high tech handheld device. Identity thieves have more nerve than Dick Tracy and will steal your credit card statement right out of your mailbox, or grab your entire garbage bag in the middle of the night and bring it back to their ‘office’ and perform a thorough post mortem. Others will remove your garbage bags from the rear of your business (dumpster diving) or go to the actual dump and look for confidential documents. Dumpster diving and theft of garbage is low-tech and highly underrated where some identity thieves gain the information they need from these methods and then they go to the internet with the basic information in hand and begin the process of stealing your identity. Read More about the Identity theft...
If your Identity is stolen while you are a member of LifeLock, we're going to do whatever it takes to recover your good name.
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If the identity thief has set up phone service in your name or is making unauthorized calls that may be originating from and are billed to your cell phone or is using your calling card and PIN, then don't waste any time, get hold of your phone company and cancel the account and/or the calling card
Next, simply open new accounts and choose new PIN's. If you are encountering difficulty having fraudulent phone charges removed from your account, contact the proper agency . Identity thief will open a cell phone or regular phone account in your name and if you're having difficulty getting the thief's account closed, contact the proper agency
Those agencies are:
For local regular telephone service, contact your state Public Utility Commission, For long distance or cell phones: contact the Federal Communications Commission (FCC) at www.fcc.gov. The FCC regulates interstate and Read More... |
Military Personnel and Families and Identity Theft
As a member of the U.S. Military and away from your usual posting, you should consider placing an “Active Duty Alert” on your credit report. This alert will help to minimize your risk of identity theft while your deployed. A persons credit report contains the most vital personal information, including your home address, how you pay your bills, whether you have been sued, arrested or filed for bankruptcy. It is routine for banks, insurers, employers, utility companies and businesses to use the information in your credit report to evaluate your application for a mortgage, credit card, car loan, cell phone and much more. With you away, perhaps on the other side of the world, identity thieves have a perfect opportunity to use your personal information to open new accounts in your name. The thieves will most probably not pay the bills and the delinquent accounts show up in your personal credit report. Read More...
| If your Identity is stolen while you are a member of LifeLock, we're going to do whatever it takes to recover your good name. Protect your personal identification on the internet, use security software: |
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P
ickpockets earn good money selling your identity to an
identity thief
. There is no firearm or other weapon involved,
so even if they do get caught, the jail time is minimal. Forget about getting
your Social Security card,
credit cards
and identity back, they sell it. Your identity is
worth a fair bit of change. The same way the jewel thief knows who the jewel
fence is, the pickpocket knows who the identity thief fence is. You have your
minor league pickpockets and your major league pickpockets. The minor leaguers
are just low-skilled opportunists and look for people who are not protecting
their wallets and identity.
Read More...
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What are some of the ways identity thieves steal an identity?
I
dentity theft starts with the misuse of your
personally identifying information
such as your name and Social
Security number, credit card
numbers, or other financial account
information. For identity thieves,
this information is as good as gold.
Skilled identity thieves may use a
variety of methods to get hold of
your information, including:
Dumpster Diving: Identity thief rummage through trash
looking for credit card bills, tax
forms, medical records, bank account
information,
Read more...
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Some Time You Might ask yourself:
To find out answers to your questions, you are in the right place. We ask that you read our articles on identity theft protection, and if you are looking for protection visit identity theft protection agency . |
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T
he identity
thief or one of his/her crew will simply walk up to your home and steel
your mail and they are hoping for bank statements, credit card
statements, tax forms, pre-approved credit card offers, new checks and
anything else that will allow them to steal your identity. And don’t
expect them to be dressed in a manner that will give them away and make
them stand out in your neighborhood. Please remember that they do not
want to get caught and this is their livelihood. Imagine what it means
to an identity thief to get his/her hands on your pre-approved credit
card offer or tax statement, that’s pure gold to them and these thieves
are bold. They put some thought into their visit to your neighborhood,
so be vigilant. If you live in a rural area it may be even easier
because some rural residents can’t even see their mailbox from the
house.
Read More.....
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B
efore anything happens to your wallet and
identity, protect it by placing the contents of your wallet on a
photocopy machine. Copy both sides of each license, credit card etc. (do not carry
your Social Security
umber in your wallet!!). If something does
happen you will know what was in your wallet and know all of the account
numbers and phone numbers to call and cancel. Keep the photocopy in a
safe place. Carry a photo-copy of your passport when travelling in the
U.S. or out of the U.S. We know we have to cancel our credit cards
immediately but the trick is having the toll free numbers and your card
numbers handy so you know what financial institutions to call. File a
Police report immediately in the jurisdiction where your wallet and
identity was stolen. This proves to the banks that you were diligent and
is the first step to an investigation. And most importantly, contact the
three
national credit reporting agencies
to place a fraud alert on you and your identity.
Read More....
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YOU KNOW HOW IMPORTANT IT IS TO PROTECT YOURSELF AGAINST IDENTITY THEFT : so please destroy your unwanted written material that discloses anything about your personal identity, using safe and secure methods. Use paper shredders when you need written material destroyed .
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